Columbus Ohio Cosmetic Dentist | Grandview Dental Care » Insurance

What does my Dental Insurance cover? Part 1

GrandviewDental — Fri, 23 Jul 2010 19:25:14 +0000

How does dental Insurance work? Dental benefits aren’t really insurance plans because they don’t provide coverage for a catastrophic loss. Your dental benefit plan is an agreement to help pay for some of your dental needs. The more your employer(or you) pays for coverage, the lower your out-of-pocket costs will be. I am looking for a Columbus [...]

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My dental insurance only pays for a teeth cleaning 2 times a year. Why should I have it done more often?

GrandviewDental — Mon, 10 Aug 2009 12:25:38 +0000

Columbus Dentist answers you dental insurance questions: Dental insurance isn’t really insurance (a payment to cover the cost of a catastrophic loss) at all. It is actually a money benefit, typically provided by an employer; to help employees pay for routine dental care. The employer usually buys a plan from an insurance company [...]

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Choosing your dental plan

Brandie — Wed, 22 Jul 2009 21:38:39 +0000

It is exciting when you get that dental insurance benefit-you just know that now you can get that smile you have always wanted. Dental insurance may have been one reason you chose one job over another. It is a job perk that some receive as an addendum to their medical insurance or a separate negotiated [...]

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What does “Preferred Provider” mean

GrandviewDental — Mon, 18 May 2009 17:22:18 +0000

Preferred Provider is a term used by the Insurance Industry to make it sound like these doctors/dentist are “better” than others. Makes it seem that perhaps your Insurance company has graded the dentist in some way to prefer them over all the other dentists in the area. In reality, a “Preferred Provider” to a dental insurance [...]

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How to choose your dental benefits plan

GrandviewDental — Mon, 17 Nov 2008 21:00:42 +0000

It’s open enrollment time of year…… It’s that time of year again when patients begin asking which plan they should choose during their employers open enrollment period. So we thought we would define the different flavors of dental benefit plans out there. There are probably 50 to 100 different dental benefits providers in the Columbus Ohio area. [...]

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How dental insurance companies calculate the UCR fee

GrandviewDental — Tue, 11 Nov 2008 20:21:12 +0000

What does UCR fee stand for? Well… the letters in UCR stand for Usual, Customary, and Reasonable. Almost sounds like the Insurance company is doing extensive surveys of dental fees in your zip code and then taking the average, say 70% – 75%, fee. But guess what, that is not what the Insurance company does. Insurance companies calculate the UCR in [...]

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Does choosing a dentist on a list save me money or my insurance company money?

GrandviewDental — Thu, 06 Nov 2008 20:07:17 +0000

So if my out of pocket is less if I go to a dentist on a list, why wouldn’t I just go to a dentist on a list to save money. Whew that was a long headline! Do you make all of your buying decisions based on cost? Do you buy the cheapest car? The cheapest television? [...]

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Is Dental Insurance, Insurance?

GrandviewDental — Thu, 06 Nov 2008 13:52:17 +0000

I guess that depends on your definition of insurance but when you compare dental insurance to the other insurances that you carry on your home, car, life, and medical it seems like more of a dental maintenance plan rather than insurance. Dental Insurance … it’s not really insurance at all Insurance is defined as a third [...]

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Can I use my Health Savings Account for Dental Expenses?

GrandviewDental — Tue, 21 Oct 2008 16:14:28 +0000

Yes, You can use your Health Savings Account for your preventive and restorative dental expenses. We recommend that you speak to your Health Savings Account representative for all the details but based on our research a Health Savings Account can be used on all non-cosmetic dental expenses, including Invisalign Orthodontics. What is a Health Savings Account? A Health [...]

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Get to know your dental insurance

GrandviewDental — Tue, 19 Aug 2008 12:58:45 +0000

It’s a contract between your Employer and the Insurance Company Your dental insurance is based upon a contract made between your employer and an insurance company. This contract determines: What your employer pays for the dental benefit which in turn effects what you pay What sort of dental procedures your plan will cover. Many plans don’t cover procedures that [...]

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